Our Firm

Terry James Financial Services is committed to helping you pursue your long-term financial goals. As specialists in retirement planning and estate conservation, we can help you answer the questions you may have about your financial future, such as:

  • Will I be able to retire early?

  • How much money will I need in order to retire?

  • How can I get the most out of my 401(k)?

  • Should I have a traditional IRA or a Roth IRA?

  • How can I position my investments for higher potential returns while reducing risk?

  • How can I "inflation-proof" my investment income?

  • Do I need disability income insurance? Long-term care insurance?

  • How can I ensure that my children receive as much as possible from my estate?

  • What do I need to know about wills, trusts, and probate?

We offer financial products and services tailored to your individual needs. New York Life is committed to you for the long term.